Commercial Property Insurance is a type of business insurance which insurance covers everything related to the loss and damage of company property due to a wide-variety of events such as fire, smoke, wind and hail storms, civil disobedience, and vandalism. The term property includes lost income, business interruption, buildings, computers, company papers and money.
There are two types of property insurance policies: (1) all-risk policies covering a wide-range of incidents and perils except those noted in the policy; (2) peril-specific policies that cover losses from only those perils listed in the policy. Examples of peril-specific policies include fire, flood, crime, and business interruption insurance. All-risk policies generally covers risk faced by the average small business, while peril-specific policies are usually purchased when there is high risk of peril in a certain area.
AMCO Management have close links with its sister company Highland Park Insurance in providing quotes, renewals and expert advice on all matter of insurance.
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